eBoatBrokers’ marine industry professionals understand boats and the unique needs of those who buy them.

Our Finance Team will work with you through every step of the application and approval process in order to ensure that your financing experience lives up to the quality, simplicity, and integrity customers expect from eBoatBrokers.

Your dedicated eBoatBrokers Marine Financing Specialist will be in touch with you upon reviewing your completed application and financial package, typically within 24-48 hours of submission.

All of the following are considered when determining a down payment on your boat:

• Credit score above 700                     • Comparable credit

• Good and established credit history  • Boat values out in NADA or BUC

• Good boat survey if boat is older       • No late payments, collections, liens

• Stable employment                            • Debt to income below 40%

• A good down payment (you have equity in the boat) 

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APR is the Annual Percentage Rate. Subject to consumer loan program guidelines and credit approval. Certain fees, closing costs and restrictions may apply. APR applied to the loan is the APR in effect on the date application is received. APRs may vary with loan term and are valid for 30 days from date of loan approval. Maximum loan term may vary based on model year, loan amount, loan type and lender guidelines. Rates and terms are subject to change without notice. Actual rate and term may vary based on credit history, collateral, collateral age, down payment, loan amount, collateral use, type of loan, state of residency and other criteria. Credit score may vary depending on credit reporting agency.

Our experience and expertise in marine lending makes eBoatBrokers a premiere provider of boat financing options to well-qualified buyers and boat owners who may be considering refinancing options to take advantage of historically low rates.

eBoatBrokers offers prospective borrowers some of the most competitive financing rates on the market because our lenders specialize in marine lending.

We match well-qualified borrowers to lenders in order to secure loans of up to $5 million on yachts, high performance boats, sportfish, cruisers, mega yachts, 6-pack charter boats, sailboats, runabouts, and more.

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Current APR for Boat Loans

as Low as:

4.50% Fixed

For Loans $100,000+

Tell us about your current boat loan and we will keep that information in our database. When boat loan rates reach a point where is may be advantageous for you to refinance, we will send you an email advising you of your options.


No need to continually check back for rates! This rate alert e-mail gives you the information you need, delivered at the right moment.


To receive rate alerts, just click on the rate alert icon below and provide us with some basic information.